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Deductibles, Coinsurance and Copays


How do deductibles, coinsurance and copays work?

When both you and your health insurance company pay part of your medical expense, it's called cost sharing. Deductibles, coinsurance and copays are all examples. Understanding how they work will help you know when and how much you have to pay for care.


What does this mean for me?

Coinsurance Example